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Payments

Standards in the catalog that belong to payments — 9 of them. A standard is listed here only when it is specific to this industry; the general-purpose ones it also relies on, like HTTP, OAuth and JSON Schema, deliberately carry no domain.

The same industry, as data models

5 data models define what information exists in payments, as opposed to the standards applied in API operations listed below. Same industry, two lenses.

See the payments data models →
StandardWhat it is
3-D Secure 3-D Secure is an EMVCo messaging protocol that adds cardholder authentication to card-not-present payments, sharing risk data between the merchant,...
Berlin Group NextGenPSD2 NextGenPSD2 is the open-banking API standard published by the Berlin Group, a pan-European payments interoperability initiative, to satisfy the EU'...
Confirmation of Payee Confirmation of Payee (CoP) is a UK account-name-checking service, operated through Pay.UK, that verifies whether the name a payer enters matches t...
ISO 8583 ISO 8583 is the international standard for financial transaction card-originated messages, defining the format used by payment networks and ATMs. I...
Machine Payments Protocol (MPP) The Machine Payments Protocol (MPP) is an open specification that finally gives HTTP's long-reserved `402 Payment Required` status code a defined s...
NACHA NACHA governs the ACH Network and publishes the NACHA Operating Rules, which define the file format and rules for Automated Clearing House electron...
NPP and PayTo The New Payments Platform is Australia's real-time account-to-account payment infrastructure, operated by NPP Australia, carrying data-rich ISO 200...
Open Banking Standard The UK Open Banking Standard is the technical and operational specification developed by the Open Banking Implementation Entity, now Open Banking L...
x402 x402 is an open payments protocol that uses HTTP's `402 Payment Required` status code to let a client pay for a resource in the course of requestin...
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